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Short Term California Health InsuranceShort Term Insurance Available in CaliforniaWho May Need Short-Term Health Insurance?
The primary purpose of short-term health insurance is to provide protection in the event of catastrophic medical expense, such as occur with hospitalizations and surgeries. Short-term health insurance plans are not designed to provide the the generous "extras" provided by many permanent health insurance plans -- such as physician office visit co-pay benefits, prescription drug cards and coverage for routine medical examinations. Short-term coverage benefits are not payable until a covered person has fully satisfied the deductible, which range from $250 to $2500. Easy to Apply Applying for short-term health insurance coverage is simple. Short-term insurance enrollment form requires "yes" or "no" responses to only a few medical questions. Acceptance for coverage is assured as long as answers to the application's few health questions are "correct." Low Cost The cost of short-term health insurance is much less than the cost of permanent coverage. In addition, short-term health insurance can go into effect quickly:
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